Clutton Cox Solicitors Bristol talk about home buyers surveys as part of Conveyancing process

December 5, 2013
When you are buying a house is it true that you have to have a Homebuyer's"Survey"? What if you Don't Need One; and Don't Want One? A Cautionary Tale - Paul Hajek of www.Cluttoncox.co.uk solicitors reviews the different types of surveys available in his conveyancing book and tells a cautionary tale about a couple buying a house who had not considered a proper survey. If you are one of the 4 out of 5 Homebuyer's (actually 18% according to recent research by MORI and Which magazine) who do not have a full survey or a RICS Homebuyer's Report and Valuation carried out on their new home - think again! Many excuses are used for failing to carry out a survey; cost; extensive local knowledge; age of the property, old and new and most popular of all- our Lender will carry out the survey. The Lender "survey" is actually not a survey at all and is merely a valuation of the property to ensure the Lender is not lending too much on the property. A common excuse is to believe that a new house built within the last ten years has a NHBC guarantee. This is somewhat misleading as there is no such thing as a NHBC guarantee; merely a warranty. The warranty is really only effective, unless in extreme cases, for the first two years after the property was built. Watch th video to hear more and download the free book from http://www.cluttoncox.co.uk -
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